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Maybe I’m being too hard on them I hold National Geographic to a higher standard when it comes to customer service. I find this answer perfectly reasonable, from the organization’s perspective, but a little lacking in compassion. She then suggested you find the new CD set at your local library. No company can guarantee that an electronic product will never become outdated.” It is not a matter of ‘doing wrong’ to the customer but, rather, is the nature of technological advancement. She added, “Like every other business that sells electronic products, National Geographic has made products that are no longer sold because of advancements in the electronics industry. “While no one enjoys having to periodically replace or update our cell phones, computers, record players, vinyl records, 8-track players, videocassettes, VCRs, DVD players, dial-up Internet service, copper-cable telephone service, rooftop television antennas, home air-conditioners that use Freon, boomboxes, cars, analog television sets, incandescent lightbulbs, etc., ever-advancing technology sometimes requires it,” the representative noted. The email goes on to explain the problem of obsolescence. We regret any inconvenience this has caused you.” “As we have previously advised you, this product has been out of print, unavailable, and unsupported for a number of years now as new technologies and products have taken its place. “You said you feel you have been ‘wronged’ because this set no longer works,” a representative said. When you appealed the rejection, you received a note that I find troubling. Where my friends at the Society were wrong is in assuming that this was your problem, not theirs. If there’s one thing I’ve learned from advocating these kinds of cases, it’s to never say never.) The technology it sold you back in 2000 is no longer supported, and my own research suggests that you wouldn’t be able to easily make the CDs you own backward-compatible with your current PC. National Geographic is right, in one sense. I can’t be impartial in this case but I also can’t look the other way. Focused first on client needs, we have built (and continue to build!) relationships with the world’s most sought-after lifestyle and fashion brands to open the world - beyond imagination - to our clients. My latest book, “How To Be The World’s Smartest Traveler,” was published by National Geographic.ĮMBARK Beyond is a luxury travel advisory dedicated to creating thoughtfully designed experiences that go beyond a destination. If I bought all of the issues of National Geographic on CD-ROM and could no longer view them, I’d also be unhappy.īefore we go any further, a big disclaimer: I am National Geographic Traveler’s reader advocate and an editor at large for the magazine. Sean Corcoran, Lawrence, Mass.Īnswer: This is not silly at all. I also wonder if the disks now being sold could soon be worthless because the Society again decides to abandon its obligations once it has a customer’s money in hand. I am rather offended that the only solution offered is that I pay for the exact same thing twice. But it appears to me that the Society made a decision not to fulfill its obligation in this instance. I would understand if the Society asked me to purchase the 2000s update or something, I’d understand that. The email went on to say I can now buy a 7 CD-ROM set. We apologize for any inconvenience that this may cause. No updates are available for this version of the software, and we are no longer able to provide any technical support for the CD-ROM collection. “Unfortunately, as technology changed and improved, the Complete National Geographic Collection on CD-ROM became outdated and was discontinued in 2002. An inquiry to the Society resulted in this email: No way to view the magazines or search them. I went to use the set the other day with my son, and I learned it was no longer “supported” by the society. I’ve been lugging this box around for 14 years. It was about $200, and it came in a beautiful, red velvet-lined wooden box. Question: In 2000, I purchased a 30-disk CD-ROM set from the National Geographic Society with all the issues up to 1998. When Sean Corcoran’s CD collection becomes obsolete, he turns to National Geographic for help. As intimidating as that may sound, setting up your 3-month-old with a sleep schedule and instilling a routine is the best thing you can do now to make getting through the 4-Month Sleep Regression as smooth as possible. This is actually the cause of the 4-Month Sleep Regression. This is actually the last month of your baby's life that they will experience this kind of sleep around 4 months is when the transition to sleep more similar to an adult's begins. Additionally, babies this young experience shorter sleep cycles which will continue to lengthen as they get older. This is different from older babies, children, and adults who instead go through 5 stages of sleep. Young infants only alternate between two stages of sleep (Non-REM and REM). You might be thinking, "Isn't a baby's sleep just like mine?" At this age, the answer is actually no! Though it may be changing very soon. The average total nap time should be about 5 - 6 hours (this will also depend on how much they're getting at night). No need to feel guilty about the break, though, babies thrive when they get the sleep they need.Īt this age, your baby will take 3 longer naps per day (1.5 - 2 hours each) with a possible 4th catnap (30 - 45 minutes) in the early evening. We know you love your baby with every ounce of your being, but we also know you're tired and need a break. I can't tell you how nice it is when you're finally able to lay your baby down in their crib and know that you finally have over an hour of peace and quiet. Instead of 20 minutes here, 45 minutes there (perhaps in your arms), at this age they'll start taking longer naps. One advantage of your baby growing and maturing is their ability to take more solidified naps. We go into what you can expect through the months in our article, "When do babies sleep through the night without feeding?" What about 3-month old naps? Even then, MOST babies will still need to be fed 2-3 times per night at this age. You may hear experts say that they can, but it's also important to remember that some consider "sleeping through the night" to be only 6-7 hours per night, as noted here. Do not expect your little one to start sleeping through the night without feeding at this age. Naps will become more evenly spaced throughout the day and you can start expecting your baby to sleep longer stretches at night. 3-Month Old Sleep Needsīabies this age need between 14 - 16 hours of sleep in a 24-hour period.
It's banking made easier with the Bank of America Manage your bills in the mobile banking app.īecause we will process your payments based on your instructions. How often you want the payment to be sent,Īnd when you want the first payment delivered.Īnd get a heads up about the status of your upcoming paymentsīank of America makes it easy to securely If you do not have E-bills, you can set up Auto PayĬlick on Add Auto Pay from the Payee page,Īnd select Using an amount and date I choose. Once selections have been made, click on Continue. If you receive E-bills, click on Based on E-bill's Or based on E-bill data while making a payment, Status of the history you would like to see.Ĭlick on Done, and view the specified payment history.Īutomatic payments can be set up based on a You can search for payments made or E-bill summaryĬlick on Filter, and select the date range and Payment History can be found on the Activity tab They can be edited or deleted if they have not You can find the outgoing payments at the top Tap Make Payment, and you will receive confirmation You can always add it by entering in the company'sĬheck mark in the box next to the bill you would like to pay,Ĭonfirmation that your payment has been scheduled.Ĭheck the box for each bill that you would like to pay,Īnd an optional memo or note for each payee selected. If you don't find the company you are looking for, If the company is found, all you have to do Make sure you have a copy of your bill handyĪnd begin by choosing whether you want to With your Bank of America mobile banking app MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC, and a wholly-owned subsidiary of BofA Corp. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). Programs, rates, terms and conditions are subject to change without notice.īanking products are provided by Bank of America, N.A., Member FDIC and a wholly-owned subsidiary of BofA Corp. Screen images simulated.Ĭredit and collateral are subject to approval. Message and data rates may apply.īank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Schedule an appointment when you’re ready Your future moves at your schedule, so whenever you’re ready, we’ll work with you at a time and location that’s right for you. Make an appointment to discuss your goalsīank of America® appointment scheduling calendar screenĪnd even helping you start and grow a business Whatever’s on your mind, you can make an appointment for guidance about your goals When you think about your future, what do you see? You can print or export the maps to PDF or an image format. Maps can be created directly from Google Earth Pro, and may include legends, HTML, directional indicators, scales and titles. Plus, you can publish data on a website or send it via email. The video streams can be exported to WMV or AVI file format, or saved as images, and may follow the camera viewpoint to and from multiple locations. The application lets you record and save 3D imagery in real time. You can import addresses from CSV files and generate thematic maps with custom color, title and height. Google Earth Pro gives you the possibility to import ESRI Shape (SHP), MapInfo (TAB), and Keyhole Markup Language (KML) files, add large image files that are automatically optimized, and split images into tiles. Plus, you can visualize historic traffic trends on the globe. The viewshed tool can be used for detecting and calculating viewpoints, measuring distances, and analyzing a 360’ line of sight with a color code 3D view mode. Demographic data is shown on thematic maps, more specifically media age, income, and education level for your state, country, census tract or block group. Google Earth Pro enables you to research properties by zooming in to view parcel boundaries and get information about the price sold, zoning, square feet and other details. In addition, you can perform area and radius measurements, determine the height of a building, and measure viewsheds. The program allows you to calculate the distance in feet, miles, kilometers, acres and other units of measurements. Google Earth Pro comes with the same features and imagery included in Google Earth, as well as an enhanced suite of options designed for business users, more specifically distance, area and 3D measurements, multiple layers, and video recording options. Luckily, the support behind apps like Tidal and Spotify runs deep and they will likely be able to work out any bugs that come their way. Each of them will have to figure out how to adapt to it fast. The only thing that is going to be a risk for both Spotify and Tidal will be the blockchain music system. They are relying on sports stars, business leaders, politicians, and all sorts of people to pump up content. They are not just relying on DJs and pop stars. The other thing I like about this is they are diversifying. What they are building is going to last for generations. The way they have structured things, with the way they have developed the artists over time is really smart. I think people see these guys as owning a piece of the music streaming market for life. Some thought this didn’t feel very long-term or do much to solidify the longevity of the company, people don’t associate pop stars with forever. Tidal announced that artists like Deadmau5 and Nikki Minaj were supporters of their product, and Canada’s Arcade Fire showed support to Jay-Zs audio streaming app as well. The company made a boisterous public debut with a ton of famous musicians. The streaming space was very crowded, and still is. When Tidal was first released there was a sense of doubt among the public. Spotify ended its third-party integrations for DJ apps in July of 2020. Tidal is making major strides in its third-party integrations by allowing apps like Serato, Pioneer, Denon, and more to integrate with Tidal via their Tidal for DJ’s service. Users on Reddit have stated why they think Tidal is better for this reason. Based on what we’ve read, Tidal is more likely to recommend something that takes you in a new direction within a Genre whereas, Spotify is recommending more music based on your tastes overall. We know that Tidal and Spotify’s algorithms are different. Maybe some day musicians will be able to rely solely on the income of streaming services, but for now Tidal is moving in the right direction towards paying its artists a fair wage for their art. Artists keep 100% of the money earned through this program.”īottom-line: Artists get paid better (about 60%) on Tidal than any other major streaming service, but still make peanuts compared to physical music sales. Once you’ve earned at least $50 through this new program, it will be paid to you through your CD Baby account. We’re really excited to be a launch partner with TIDAL as they introduce more equitable features to the traditional streaming payment model. So you benefit from building a loyal following. In other words, TIDAL rewards you for superfans who are streaming your music more than any other artist. What does this mean? If you’re the top-streamed artist for a particular TIDAL HiFi Plus subscriber in any given month, you’ll get paid up to 10% of that listener’s monthly subscription fee - in addition to your usual streaming revenue. ” Starting today, CD Baby artists get advanced-beta access to TIDAL’s new Direct Artists Payouts Program. This was sent to CDBaby artists on Nov/21: They’ve also figured out a way to pay artists more per stream. Square will be able to help Tidal facilitate more revenue from fans by selling merchandise, NFTs, concert tickets ( both VR and real-world) music licensing, and more. What seemed like an odd acquisition at the time is now starting to show incredible potential. What makes it even more interesting is Square recently became an 80% owner of Tidal. Tidal also makes it easy for listeners to give back by making it possible for them to do so through PayPal, Venmo, and Square. Spotify pays 70% of its revenue to record artists. The main difference between Tidal and Spotify is the number of artist royalties paid to them. Tidal is doing many things to ensure artists are getting the most they can for their music. Tidal Vs Spotify Reddit Discussion Who Pays The Artist More? Regardless of what you might hear subjectively, the music on tidal technically sounds better. There really is no way to explain the difference other than hearing it for yourself. But does sound quality matter? While this might matter to some, it might not matter to others so the choice is up to the individual. Tidal uses Hi-Fi audio which streams up to 1411 kbps while Spotify only streams in 320kbps. Tidal offers a student plan for college and high school students for only $4.99 as well. The Tidal Family Plan is less-expensive than Spotify for those needing multiple memberships. Tidal has an awesome free Trial where you can test out 100% of the features. While it costs a bit more, you can try it for free here. Extra Options: Tidal offers Hi-Fi Plus which can stream 10x better sound quality vs. Tidal and Spotify are offered at $9.99/month. If you bought a product key separate from the software, it’s very possible the product key was stolen or otherwise fraudulently obtained, and subsequently blocked for use. If your Office product key doesn’t work, or has stopped working, you should contact the seller and request a refund. If you see an error message when you redeem your product key at /setup, see Get help with product key errors on /setup. Be sure to read the tip called Beware of Product Keys Sold Separately if you want to buy a product key online. If you're shopping for Office elsewhere, we recommend that you review our tips for safer shopping to make sure you're buying genuine Microsoft software. If you believe the product key has been lost, stolen, or misplaced and you simply would like to buy a newer version of Office, you can click the button below to compare prices and options and to make your purchase. Contact Microsoft support for assistance. If you damaged your product key, but have a valid proof of purchase, Microsoft support may be able to replace your product key or provide other options. If you buy a product key online and it doesn't work or stops working, see My Office product key isn't working. If you're shopping for Office product keys elsewhere, we recommend that you review our tips for safer shopping to make sure you're buying genuine Microsoft software. This way you can be sure that Office will activate successfully.Ĭlick the button below to compare prices and options and to make your purchase. If Office is prompting you for a product key, and you want to buy a product key to activate Office, it's better to uninstall your current version of Office and then buy and install a new version of Office from the Microsoft Store. You can also renew your subscription online, without a product key, at. To renew your Microsoft 365 subscription, you can buy an Microsoft 365 product key card from a retailer and redeem the key at. You can also buy a digital download directly from the Microsoft Store at You'll receive a product key if you buy a one-time purchase Office or individual Office apps, but you won't need or receive a product key for Microsoft 365. 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If Office came pre-installed on your new device, and you see a yellow or red banner in an Office app that says PRODUCT NOTICE Most of the features of have been disabled because it hasn't been activated, you must start a new Microsoft 365 Family trial, sign in with a Microsoft account that's associated with Office, or buy Office. For help, see Renew Microsoft 365 for home. If you see a yellow or red banner in an Office app that says SUBSCRIPTION EXPIRED, you must renew your Microsoft 365 subscription to keep using Office. If you're using a volume license version of Office Professional Plus at work, you'll need to contact your admin for a product key. To locate your product key online, see Get your Workplace Discount Program product key. If you bought Office Professional Plus, Visio Professional, or Project Professional through your employer's Microsoft Workplace Discount Program benefit, you'll need your product key to install Office on a PC. You can also enter the product key at There are a few exceptions where you'll need to do something other than sign in. Note: If you bought a new, unused Microsoft 365 product key card to renew an Microsoft 365 subscription or to buy your trial, you can enter that product key if Office prompts you for it. Check this page to know everything about Julia Goldani Telles's lifestyle, age, photos, birthday, height, weight, husband. So far Julia Goldani Telles has worked in the Hollywood entertainment industry and her artwork has been released in English language movies. It stars Caitlin Gerard, Ashley Zukerman, Julia Goldani Telles and Miles. Showing Editorial results for julia goldani telles. Age 28 years (18 March 1995) born in Los Angeles, California, United States. But then she discovered that her husband had been sexually abusing their. Archival Browse 1,013 julia goldani telles photos and images available, or start a new search to explore more photos and images. Now, 39 years after the velvet rope was first slung across the club’s hallowed threshold, this feature documentary tells the real story behind the greatest club of all time.ġ5+ pictures inside of Ansel Elgort, Violetta Komyshan, and more at the event. Julia Goldani Telles is an Actress from United States. Its co-owners, Ian Schrager and Steve Rubell, two friends from Brooklyn, seemed to come out of nowhere to suddenly preside over a new kind of New York society. Studio 54 delves into the history of the club not only as a place that redefined nightlife, but also how it came to symbolize an entire era. Guests enjoyed an intimate screening as they were transported back to 1977 with waiters and waitresses in Studio 54 attire, disco balls, the moon and the spoon, dark red lighting, and plenty of glitter. They were joined by one of the film's stars, Ian Schrager, and director Matt Tyrnauer.Īlso in attendance was Ansel's dad, photographer Arthur Elgort, as well as Robert De Niro, Dylan McDermott, Maggie Q, Elsa Hosk, Georgia Fowler, Julia Goldani Telles, Sandra Bernhard, Jackie Cruz, and Ruby Aldridge. The 24-year-old Billionaire Boys Club actor and his high school sweetheart stepped out for the VIP party held at PUBLIC Hotel on Thursday (October 4) in New York City. Ansel Elgort and Violetta Komyshan couple up for the premiere of new documentary Studio 54! So the max drawdown is 7 for "B".įor "C" the stock price has a reduction from 5 to 4 for a max drawdown of 1. But the stock reaches a new high the next row to 11, but then reduces down to 4, for a drawdown of 7. There is a reduction in stock price from 9 to 7, for a drawdown of 2. I would prefer to use the tidyverse and either of those finance packages for operations as much as possible.ĭrawdown definition: A drawdown is a measure of how much the price goes down before it reaches or exceeds the previously high price.įor "A" the max drawdown is 4 because A was at a high of 6 and then went down to 2.įor "B" there are two drawdowns, but only one max drawdown. The resulting ame should look like: Stock pdd profit I am desiring an output of second ame with a column each for the stock symbol, the profit-drawdown ratio, and just the profit (which is the last row minus the first row in my example hourlyclose ame). I just need the amount of the max drawdown so I can use it to calculate the the profit/drawdown (profit divided by max drawdown) ratio.ĭata: hourlyclose <- ame(pricedate = as.Date(''), hour = c(1,2,3,4,5), A = c(3,5,6,2,4), B = c(1,9,7,11,4), C = c(0,2,5,4,9)) I don't care when the max drawdown occurs. Tracking max drawdown in live trading helps you understand when your strategy might not be working as expected or you might be in a less than optimal mental state. I have tried using the fTrading and PerformanceAnalytics package to calculate the max drawdown, but keep getting errors. The pricedate and hour could be combined to form a timestamp for this time series of data. Each row can be considered the hourly closing price. It also offers the potential for growth, although investment. Header A thru C can be considered like a stock ticker symbol. Drawdown is a flexible option that lets you control how much you withdraw and where you invest. Thus, most of the time, you’ll be in a drawdown Most of the time, the drawdown is minuscule and nothing to worry about. You are in a drawdown if your equity is not at an all-time high. It’s a peak-to-trough decline over a certain period. I want to calculate the profit/drawdown of each column A:C in the ame below. What is drawdown in trading A drawdown in trading is the percentage you are down from the latest equity peak. Fabrics will be treated with care via the smooth spiral stainless steel wash basket, which ensures gentle clothes get treated gently. It has presoak and deep water wash options that will help break down loose soils. The washer has a built-in water faucet for preaching clothes and other items that might need a stain removed. This washer and dryer bundle by Whirlpool has a lot to offer at a solid price point. Whirlpool top load washer and dryer bundle - $1,102, was $1,530 This Samsung washer and dryer bundle just got a massive discountīest Philips Hue deals: Save on starter kits, bundles and add-onsīest Keurig deals: Get perfect coffee every time for $70 The dryer has eight preset drying cycles and four temperature levels, ensuring this washer and dryer bundle can suit the needs of almost anyone. Vibration Reduction Technology+ will be appreciated by almost everyone in the house, as it reduces the noise of laundry cycles. The washer has eight preset washing cycles and five temperature levels. It has a 4.0 cubic feet capacity that will allow you to do fewer loads to get through your household’s laundry. Samsung makes quality electronics and has been for decades, and that doesn’t stop at this washer and dryer bundle. Samsung top load washer and dryer bundle - $1,000, was $1,350 The washer has 3.7 cubic feet of capacity, so you can get quite a bit of clothes done, and the dryer provides you with six manual modes and six automatic modes for you to choose from. Their small size and efficiency make them great for apartments with high electricity costs or with conscientious owners that want to keep their water usage low. The high-efficiency washer and the 12-cycle electric dryer can make pretty quick work of your laundry while also not taking up too much space in your home. If you’re looking for a simple dryer and washer combo that’s also very budget-friendly this Insignia washer and dryer bundle is the one to pounce on. Show 1 more item Insignia 12-cycle washer and dryer bundle - $850, was $900 Samsung large capacity washer and dryer bundle - $1,260, was $1,890.Samsung front load washer and dryer bundle - $1,258, was $1,898.LG smart washer and dryer bundle - $1,200, was $1,700.Whirlpool top load washer and dryer bundle - $1,102, was $1,530.Samsung top load washer and dryer bundle - $1,000, was $1,350.Insignia 12-cycle washer and dryer bundle - $850, was $900. |
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